Side-by-side · Q2 2026 data
Firelands Federal Credit Union vs River Valley Credit Union
Metric by metric
| Measure | Firelands Federal Credit Union | River Valley Credit Union |
|---|---|---|
| TellerScore | 68 | 73 (stronger) |
| Capital cushion | 46 | 70 (stronger) |
| Loan quality | 73 | 84 (stronger) |
| Earnings | 66 (stronger) | 56 |
| Funding & liquidity | 93 (stronger) | 71 |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 45th | 60th |
| Total assets | $579.9M | $502.3M |
| Deposits / shares | $525.1M | $435.0M |
| Capital ratio | 9.62% | 12.01% (stronger) |
| Problem loans | 0.82% | 0.48% (stronger) |
| Net charge-offs | 0.62% | 0.31% (stronger) |
| Return on assets | 1.15% (stronger) | 0.90% |
| Loans ÷ deposits | 67.6% (stronger) | 89.7% |
| Uninsured deposits | 6.3% | 0.0% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Valley Credit Union has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Firelands Federal Credit Union leads on 2 and River Valley Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.