Side-by-side · Q2 2026 data
Fireman'S Credit Union vs Railroad Credit Union
Metric by metric
| Measure | Fireman'S Credit Union | Railroad Credit Union |
|---|---|---|
| TellerScore | 81 | 87 (stronger) |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 73 | 98 (stronger) |
| Earnings | 54 (stronger) | 46 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 68th | 91st |
| Total assets | $7.4M | $100.6M |
| Deposits / shares | $4.7M | $86.7M |
| Capital ratio | 35.86% (stronger) | 14.40% |
| Problem loans | 0.80% | 0.07% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.89% |
| Return on assets | 0.84% (stronger) | 0.65% |
| Loans ÷ deposits | 77.5% | 13.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.1% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Railroad Credit Union has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Fireman'S Credit Union leads on 4 and Railroad Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.