Side-by-side · Q2 2026 data
First Alliance Credit Union vs Centricity Credit Union
Metric by metric
| Measure | First Alliance Credit Union | Centricity Credit Union |
|---|---|---|
| TellerScore | 67 | 85 (stronger) |
| Capital cushion | 49 | 90 (stronger) |
| Loan quality | 60 | 74 (stronger) |
| Earnings | 91 | 100 (stronger) |
| Funding & liquidity | 73 (stronger) | 70 |
| Problem-loan coverage | 82 | 91 (stronger) |
| Peer percentile | 41st | 87th |
| Total assets | $358.5M | $340.5M |
| Deposits / shares | $296.0M | $277.4M |
| Capital ratio | 9.95% | 13.97% (stronger) |
| Problem loans | 1.19% | 0.79% (stronger) |
| Net charge-offs | 0.53% | 0.46% (stronger) |
| Return on assets | 1.77% | 2.13% (stronger) |
| Loans ÷ deposits | 87.3% (stronger) | 90.6% |
| Uninsured deposits | 4.5% (stronger) | 4.6% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 43.6% | 13.0% |
Centricity Credit Union has the higher TellerScore (85 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Alliance Credit Union leads on 2 and Centricity Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.