Side-by-side · Q2 2026 data
First American Bank and Trust vs Fidelity Bank
Metric by metric
| Measure | First American Bank and Trust | Fidelity Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 64 |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 57 (stronger) | 38 |
| Earnings | 65 (stronger) | 25 |
| Funding & liquidity | 72 | 74 (stronger) |
| Problem-loan coverage | 87 | 87 |
| Peer percentile | 70th | 33rd |
| Total assets | $1.4B | $1.2B |
| Deposits / shares | $1.2B | $857.6M |
| Capital ratio | 13.81% | 20.32% (stronger) |
| Problem loans | 1.28% (stronger) | 1.85% |
| Net charge-offs | 0.32% | 0.24% (stronger) |
| Return on assets | 1.11% (stronger) | 0.13% |
| Loans ÷ deposits | 69.5% (stronger) | 86.2% |
| Uninsured deposits | 32.1% | 13.9% (stronger) |
| Offices | 25 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 13.6% |
First American Bank and Trust has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First American Bank and Trust leads on 4 and Fidelity Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.