Side-by-side · Q2 2026 data
First American Bank and Trust vs JD Bank
Metric by metric
| Measure | First American Bank and Trust | JD Bank |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 88 (stronger) | 69 |
| Loan quality | 57 | 87 (stronger) |
| Earnings | 65 (stronger) | 64 |
| Funding & liquidity | 72 | 80 (stronger) |
| Problem-loan coverage | 87 | 92 (stronger) |
| Peer percentile | 70th | 80th |
| Total assets | $1.4B | $1.3B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 13.81% (stronger) | 11.88% |
| Problem loans | 1.28% | 0.40% (stronger) |
| Net charge-offs | 0.32% | 0.07% (stronger) |
| Return on assets | 1.11% (stronger) | 1.11% |
| Loans ÷ deposits | 69.5% | 68.8% (stronger) |
| Uninsured deposits | 32.1% | 25.0% (stronger) |
| Offices | 25 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
JD Bank has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First American Bank and Trust leads on 2 and JD Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.