Side-by-side · Q2 2026 data
First American Bank vs Arbuckle Federal Credit Union
Metric by metric
| Measure | First American Bank | Arbuckle Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 60 |
| Capital cushion | 81 (stronger) | 34 |
| Loan quality | 78 | 87 (stronger) |
| Earnings | 83 (stronger) | 36 |
| Funding & liquidity | 83 (stronger) | 76 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 70th | 22nd |
| Total assets | $34.3M | $10.3M |
| Deposits / shares | $29.5M | $8.9M |
| Capital ratio | 13.06% (stronger) | 8.37% |
| Problem loans | 0.67% | 0.38% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.63% |
| Return on assets | 1.57% (stronger) | 0.40% |
| Loans ÷ deposits | 71.8% (stronger) | 83.9% |
| Uninsured deposits | 19.5% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First American Bank has the higher TellerScore (82 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First American Bank leads on 5 and Arbuckle Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.