Side-by-side · Q2 2026 data
First American Bank vs Citizens Bank of Ada
Metric by metric
| Measure | First American Bank | Citizens Bank of Ada |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 81 (stronger) | 45 |
| Loan quality | 78 (stronger) | 77 |
| Earnings | 83 | 92 (stronger) |
| Funding & liquidity | 83 | 85 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 70th | 53rd |
| Total assets | $34.3M | $353.7M |
| Deposits / shares | $29.5M | $310.7M |
| Capital ratio | 13.06% (stronger) | 9.50% |
| Problem loans | 0.67% (stronger) | 0.68% |
| Net charge-offs | -0.09% (stronger) | -0.01% |
| Return on assets | 1.57% | 1.81% (stronger) |
| Loans ÷ deposits | 71.8% | 60.8% (stronger) |
| Uninsured deposits | 19.5% (stronger) | 27.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First American Bank has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First American Bank leads on 5 and Citizens Bank of Ada on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.