Side-by-side · Q2 2026 data
First American Bank vs Bank of the Southwest
Metric by metric
| Measure | First American Bank | Bank of the Southwest |
|---|---|---|
| TellerScore | 80 (stronger) | 64 |
| Capital cushion | 68 (stronger) | 44 |
| Loan quality | 82 (stronger) | 76 |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 63 | 68 (stronger) |
| Problem-loan coverage | 94 (stronger) | 86 |
| Peer percentile | 90th | 26th |
| Total assets | $1.9B | $176.3M |
| Deposits / shares | $1.6B | $159.0M |
| Capital ratio | 11.79% (stronger) | 9.36% |
| Problem loans | 0.53% (stronger) | 0.73% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 2.89% (stronger) | 1.07% |
| Loans ÷ deposits | 70.3% (stronger) | 75.6% |
| Uninsured deposits | 38.8% | 30.4% (stronger) |
| Offices | 19 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 16.4% |
First American Bank has the higher TellerScore (80 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First American Bank leads on 6 and Bank of the Southwest on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.