The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 7 points (73 → 80), mostly because the capital cushion component improved by 13 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in New Mexico

Yes. First American Bank is an FDIC-insured institution (FDIC certificate #2240). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 38.8% of deposits ($632.9M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.79%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.19% (benchmark: 10%).

Check how much of your own balance is covered

First American Bank lists 19 offices in 13 cities across 2 states. Most locations:

• El Paso, TX (4)
• Albuquerque, NM (2)
• Las Cruces, NM (2)
• Roswell, NM (2)
• Alamogordo, NM (1)
• Artesia, NM (1)
• Bayard, NM (1)
• Carlsbad, NM (1)
• Chaparral, NM (1)
• Hobbs, NM (1)
• Lovington, NM (1)
• Rio Rancho, NM (1)

All branch addresses and map

In 2025, First American Bank reported 201 home-loan applications under HMDA (LEI 5493005KZM1DEUYVS783): 128 originated ($38,840,000 total), 28 denied, and 42 withdrawn or closed by the applicant. Its denial rate on decided applications was 17.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First American Bank

Former names

The First National Bank of Artesia; The First National Bank

Type

State-chartered bank

FDIC certificate #

2240

RSSD ID

771458

Primary regulator

FDIC

Holding company

First Artesia Bancshares Inc

Established

January 1, 1903

Headquarters

303 W Main St, Artesia, NM 88210

Website

www.firstamericanbanknm.com

Employees

245