Side-by-side · Q2 2026 data
First American Bank vs First New Mexico Bank of Silver City
Bank
First New Mexico Bank of Silver City
Silver City, New Mexico · $100 million – $1 billion
Metric by metric
| Measure | First American Bank | First New Mexico Bank of Silver City |
|---|---|---|
| TellerScore | 80 | 95 (stronger) |
| Capital cushion | 68 | 93 (stronger) |
| Loan quality | 82 | 95 (stronger) |
| Earnings | 100 (stronger) | 96 |
| Funding & liquidity | 63 | 97 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 90th | 99th |
| Total assets | $1.9B | $147.5M |
| Deposits / shares | $1.6B | $123.8M |
| Capital ratio | 11.79% | 14.27% (stronger) |
| Problem loans | 0.53% | 0.16% (stronger) |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 2.89% (stronger) | 1.91% |
| Loans ÷ deposits | 70.3% | 59.1% (stronger) |
| Uninsured deposits | 38.8% | 18.3% (stronger) |
| Offices | 19 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | — |
First New Mexico Bank of Silver City has the higher TellerScore (95 vs 80). On the 7 directional measures above (where higher or lower is clearly better), First American Bank leads on 1 and First New Mexico Bank of Silver City on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Silver City, NM