Side-by-side · Q2 2026 data
First American Bank vs InBank
Metric by metric
| Measure | First American Bank | InBank |
|---|---|---|
| TellerScore | 80 (stronger) | 62 |
| Capital cushion | 68 (stronger) | 65 |
| Loan quality | 82 (stronger) | 56 |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 63 (stronger) | 49 |
| Problem-loan coverage | 94 (stronger) | 86 |
| Peer percentile | 90th | 27th |
| Total assets | $1.9B | $1.4B |
| Deposits / shares | $1.6B | $1.1B |
| Capital ratio | 11.79% (stronger) | 11.46% |
| Problem loans | 0.53% (stronger) | 1.31% |
| Net charge-offs | 0.00% (stronger) | 0.76% |
| Return on assets | 2.89% (stronger) | 1.08% |
| Loans ÷ deposits | 70.3% (stronger) | 83.3% |
| Uninsured deposits | 38.8% (stronger) | 39.9% |
| Offices | 19 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | — |
First American Bank has the higher TellerScore (80 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First American Bank leads on 7 and InBank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.