Side-by-side · Q2 2026 data
First American Bank vs Pioneer Bank
Metric by metric
| Measure | First American Bank | Pioneer Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 73 |
| Capital cushion | 68 | 73 (stronger) |
| Loan quality | 82 (stronger) | 43 |
| Earnings | 100 | 100 |
| Funding & liquidity | 63 | 84 (stronger) |
| Problem-loan coverage | 94 (stronger) | 80 |
| Peer percentile | 90th | 70th |
| Total assets | $1.9B | $1.1B |
| Deposits / shares | $1.6B | $850.8M |
| Capital ratio | 11.79% | 12.32% (stronger) |
| Problem loans | 0.53% (stronger) | 1.71% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 2.89% (stronger) | 2.58% |
| Loans ÷ deposits | 70.3% (stronger) | 72.3% |
| Uninsured deposits | 38.8% | 18.7% (stronger) |
| Offices | 19 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 28.8% |
First American Bank has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First American Bank leads on 4 and Pioneer Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.