Side-by-side · Q2 2026 data
First American State Bank vs Affidian Federal Credit Union
Metric by metric
| Measure | First American State Bank | Affidian Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 85 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 92 (stronger) | 72 |
| Earnings | 38 | 78 (stronger) |
| Funding & liquidity | 53 | 78 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 22nd | 87th |
| Total assets | $276.9M | $360.1M |
| Deposits / shares | $207.1M | $290.1M |
| Capital ratio | 9.67% | 18.85% (stronger) |
| Problem loans | 0.24% (stronger) | 0.85% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 0.44% | 1.45% (stronger) |
| Loans ÷ deposits | 93.1% | 82.3% (stronger) |
| Uninsured deposits | 27.6% | 12.8% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Affidian Federal Credit Union has the higher TellerScore (85 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First American State Bank leads on 2 and Affidian Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.