Side-by-side · Q2 2026 data
First American State Bank vs AMG National Trust Bank
Metric by metric
| Measure | First American State Bank | AMG National Trust Bank |
|---|---|---|
| TellerScore | 62 | 94 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 92 | 99 (stronger) |
| Earnings | 38 | 100 (stronger) |
| Funding & liquidity | 53 | 63 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 22nd | 98th |
| Total assets | $276.9M | $722.9M |
| Deposits / shares | $207.1M | $591.6M |
| Capital ratio | 9.67% | 15.37% (stronger) |
| Problem loans | 0.24% | 0.04% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.44% | 2.42% (stronger) |
| Loans ÷ deposits | 93.1% | 46.1% (stronger) |
| Uninsured deposits | 27.6% (stronger) | 48.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
AMG National Trust Bank has the higher TellerScore (94 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First American State Bank leads on 1 and AMG National Trust Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.