Side-by-side · Q2 2026 data
First American State Bank vs Denver Fire Department Federal Credit Union
Credit union
Denver Fire Department Federal Credit Union
Denver, Colorado · $100 million – $1 billion
Metric by metric
| Measure | First American State Bank | Denver Fire Department Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 89 (stronger) |
| Capital cushion | 47 | 92 (stronger) |
| Loan quality | 92 | 97 (stronger) |
| Earnings | 38 | 61 (stronger) |
| Funding & liquidity | 53 | 99 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 22nd | 94th |
| Total assets | $276.9M | $213.5M |
| Deposits / shares | $207.1M | $185.6M |
| Capital ratio | 9.67% | 14.15% (stronger) |
| Problem loans | 0.24% | 0.09% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.44% | 1.03% (stronger) |
| Loans ÷ deposits | 93.1% | 58.5% (stronger) |
| Uninsured deposits | 27.6% | 16.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.7% |
Denver Fire Department Federal Credit Union has the higher TellerScore (89 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First American State Bank leads on 1 and Denver Fire Department Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.