Side-by-side · Q2 2026 data
First American State Bank vs Farmers Bank
Metric by metric
| Measure | First American State Bank | Farmers Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 51 |
| Capital cushion | 47 | 80 (stronger) |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 38 | 90 (stronger) |
| Funding & liquidity | 53 | 60 (stronger) |
| Problem-loan coverage | 96 (stronger) | 0 |
| Peer percentile | 22nd | 8th |
| Total assets | $276.9M | $297.3M |
| Deposits / shares | $207.1M | $275.9M |
| Capital ratio | 9.67% | 13.02% (stronger) |
| Problem loans | 0.24% (stronger) | 6.35% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 0.44% | 1.76% (stronger) |
| Loans ÷ deposits | 93.1% | 60.6% (stronger) |
| Uninsured deposits | 27.6% (stronger) | 51.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First American State Bank has the higher TellerScore (62 vs 51). On the 7 directional measures above (where higher or lower is clearly better), First American State Bank leads on 4 and Farmers Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.