Side-by-side · Q2 2026 data
First Arkansas Bank and Trust vs Dillard'S Federal Credit Union
Credit union
Dillard'S Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | First Arkansas Bank and Trust | Dillard'S Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 88 (stronger) |
| Capital cushion | 57 | 81 (stronger) |
| Loan quality | 46 | 98 (stronger) |
| Earnings | 84 (stronger) | 70 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 30th | 85th |
| Total assets | $1.1B | $24.8M |
| Deposits / shares | $985.8M | $21.6M |
| Capital ratio | 10.74% | 13.06% (stronger) |
| Problem loans | 1.63% | 0.06% (stronger) |
| Net charge-offs | 0.63% | 0.20% (stronger) |
| Return on assets | 1.61% (stronger) | 1.25% |
| Loans ÷ deposits | 79.9% | 39.0% (stronger) |
| Uninsured deposits | 27.6% | 11.2% (stronger) |
| Offices | 18 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | — |
Dillard'S Federal Credit Union has the higher TellerScore (88 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Arkansas Bank and Trust leads on 1 and Dillard'S Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.