TellerScore

Dillard'S Federal Credit Union (NCUA charter #21268) is based in Little Rock, Arkansas. Its Q2 2026 call report shows $24.8M in total assets and $21.6M in member shares and deposits and 1 office.

Dillard'S Federal Credit Union has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 85% of its 2,479 credit unions with under $100 million in assets. Among 46 credit unions headquartered in Arkansas, it ranks 9th. Funding & liquidity contributes the most (100/100, 39% loans-to-deposits, 11% uninsured); earnings contributes the least (70/100, 1.25%).

TellerScore · Q2 2026

Scorecard

Capital cushion81/100
Net worth ratio: 13.06%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.06%
Earnings70/100
Return on assets (annualized): 1.25%
Funding & liquidity100/100
Loans ÷ shares: 39.0% · 11.2% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (86 → 88), mostly because the capital cushion component improved by 9 points.

TellerScore
738290Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202477
Q4 202480
Q1 202582
Q2 202586
Q3 202587
Q4 202590
Q1 202686
Q2 202688
Net worth ratio
7.00%10.20%13.40%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.84%
Q3 202411.08%
Q4 202412.01%
Q1 202511.42%
Q2 202512.23%
Q3 202512.67%
Q4 202513.40%
Q1 202612.43%
Q2 202613.06%
Delinquent loans (60+ days)
0.06%0.15%0.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.23%
Q3 20240.13%
Q4 20240.18%
Q1 20250.23%
Q2 20250.17%
Q3 20250.24%
Q4 20250.13%
Q1 20260.08%
Q2 20260.06%
Return on assets
0.53%1.01%1.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.53%
Q3 20240.74%
Q4 20240.87%
Q1 20251.38%
Q2 20251.46%
Q3 20251.49%
Q4 20251.45%
Q1 20261.35%
Q2 20261.25%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$24.8M13.06%0.06%1.25%39.0%
Q1 202686$25.5M12.43%0.08%1.35%36.0%
Q4 202590$23.0M13.40%0.13%1.45%41.9%
Q3 202587$23.9M12.67%0.24%1.49%41.1%
Q2 202586$24.0M12.23%0.17%1.46%40.6%
Q1 202582$24.9M11.42%0.23%1.38%38.3%
Q4 202480$22.9M12.01%0.18%0.87%43.7%
Q3 202477$24.3M11.08%0.13%0.74%43.5%
Q2 202473$24.2M10.84%0.23%0.53%44.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.06%
40th
Problem loans0.06%
83rd
Net charge-offs0.20%
47th
Return on assets1.25%
78th
Loans to deposits39.0%
79th
Uninsured deposits11.2%
5th
Loan-loss reserves0.00%
37th
Texas ratio0.2%
83rd

Similar-size credit unions in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
Subiaco Federal Credit UnionCredit union Subiaco, AR84 out of 100, Strong$27.1M16.1%0.62%vs
Northwest Arkansas Federal Credit UnionCredit union Fayetteville, AR66 out of 100, Moderate$19.8M9.6%0.91%vs
Electric CooperativesCredit union Little Rock, AR94 out of 100, Very strong$18.6M15.2%0.08%vs
L R F D Federal Credit UnionCredit union Little Rock, AR59 out of 100, Moderate$18.4M17.8%6.75%vs
Lion Federal Credit UnionCredit union El Dorado, AR92 out of 100, Very strong$18.0M18.7%0.09%vs
Up Federal Credit UnionCredit union North Little Ro, AR79 out of 100, Strong$32.2M22.4%0.89%vs

Deposit insurance

Is my money safe at Dillard'S Federal Credit Union?

Yes. Dillard'S Federal Credit Union is a federally insured credit union (NCUA charter #21268). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.2% of shares and deposits ($2.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.06%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Dillard'S Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Dillard'S Federal Credit Union
Type
Federal credit union
NCUA charter #
21268
RSSD ID
231484
Primary regulator
NCUA
Established
1973
Headquarters
Po Box 3335, Little Rock, AR 72203
Employees
5

Quick answers

Dillard'S Federal Credit Union: common questions

Is Dillard'S Federal Credit Union NCUA insured?

Yes. Dillard'S Federal Credit Union is a federally insured credit union (NCUA charter #21268). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Dillard'S Federal Credit Union's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dillard'S Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Little Rock

InstitutionScoreAssetsCapitalProblem loansCompare
Electric CooperativesCredit union Little Rock, AR94 out of 100, Very strong$18.6M15.2%0.08%vs
First Security BankBank Searcy, AR92 out of 100, Very strong$8.6B15.6%0.14%vs
Arkansas Health Center Federal Credit UnionCredit union Benton, AR91 out of 100, Very strong$9.8M16.9%0.38%vs
Producers Bank & TrustBank Mcgehee, AR90 out of 100, Very strong$213.2M22.1%0.00%vs
Peoples BankBank Sheridan, AR90 out of 100, Very strong$313.8M13.3%0.03%vs
Telcoe Federal Credit UnionCredit union Little Rock, AR89 out of 100, Very strong$503.4M20.2%0.12%vs