Side-by-side · Q2 2026 data
First Arkansas Bank and Trust vs Electric Cooperatives
Metric by metric
| Measure | First Arkansas Bank and Trust | Electric Cooperatives |
|---|---|---|
| TellerScore | 63 | 94 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 46 | 97 (stronger) |
| Earnings | 84 (stronger) | 77 |
| Funding & liquidity | 66 | 94 (stronger) |
| Problem-loan coverage | 77 | 99 (stronger) |
| Peer percentile | 30th | 95th |
| Total assets | $1.1B | $18.6M |
| Deposits / shares | $985.8M | $15.8M |
| Capital ratio | 10.74% | 15.16% (stronger) |
| Problem loans | 1.63% | 0.08% (stronger) |
| Net charge-offs | 0.63% | 0.03% (stronger) |
| Return on assets | 1.61% (stronger) | 1.43% |
| Loans ÷ deposits | 79.9% | 66.5% (stronger) |
| Uninsured deposits | 27.6% | 2.9% (stronger) |
| Offices | 18 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | — |
Electric Cooperatives has the higher TellerScore (94 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Arkansas Bank and Trust leads on 1 and Electric Cooperatives on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.