Side-by-side · Q2 2026 data
First Atlantic Federal Credit Union vs Monmouth County Postal Employees Credit Union
Credit union
First Atlantic Federal Credit Union
Eatontown, New Jersey · $100 million – $1 billion
Credit union
Monmouth County Postal Employees Credit Union
Red Bank, New Jersey · Under $100 million in assets
Metric by metric
| Measure | First Atlantic Federal Credit Union | Monmouth County Postal Employees Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 79 |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 74 | 95 (stronger) |
| Earnings | 90 (stronger) | 0 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 89th | 62nd |
| Total assets | $332.2M | $21.9M |
| Deposits / shares | $280.1M | $17.3M |
| Capital ratio | 13.81% | 20.64% (stronger) |
| Problem loans | 0.79% | 0.15% (stronger) |
| Net charge-offs | 0.22% | -0.10% (stronger) |
| Return on assets | 1.75% (stronger) | -0.59% |
| Loans ÷ deposits | 70.6% | 14.3% (stronger) |
| Uninsured deposits | 9.0% | 3.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.6% | — |
First Atlantic Federal Credit Union has the higher TellerScore (86 vs 79). On the 7 directional measures above (where higher or lower is clearly better), First Atlantic Federal Credit Union leads on 2 and Monmouth County Postal Employees Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.