Monmouth County Postal Employees Credit Union (NCUA charter #61872) is based in Red Bank, New Jersey. Its Q2 2026 call report shows $21.9M in total assets and $17.3M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Monmouth County Postal Employees Credit Union scores 79/100, which we describe as strong. That is higher than 62% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 25th. Its strongest component is capital cushion (100/100; 20.64%), and its lowest is earnings (0/100; -0.59%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (81 → 79), mostly because the earnings component weakened by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 82 |
| Q4 2024 | 81 |
| Q1 2025 | 82 |
| Q2 2025 | 81 |
| Q3 2025 | 83 |
| Q4 2025 | 84 |
| Q1 2026 | 79 |
| Q2 2026 | 79 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 20.02% |
| Q3 2024 | 19.94% |
| Q4 2024 | 19.28% |
| Q1 2025 | 19.40% |
| Q2 2025 | 19.96% |
| Q3 2025 | 20.31% |
| Q4 2025 | 20.88% |
| Q1 2026 | 20.84% |
| Q2 2026 | 20.64% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.15% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.26% |
| Q3 2025 | 0.14% |
| Q4 2025 | 0.14% |
| Q1 2026 | 0.13% |
| Q2 2026 | 0.15% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.33% |
| Q3 2024 | -0.25% |
| Q4 2024 | -0.25% |
| Q1 2025 | -0.28% |
| Q2 2025 | -0.05% |
| Q3 2025 | 0.06% |
| Q4 2025 | 0.16% |
| Q1 2026 | -0.60% |
| Q2 2026 | -0.59% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $21.9M | 20.64% | 0.15% | -0.59% | 14.3% |
| Q1 2026 | 79 | $21.8M | 20.84% | 0.13% | -0.60% | 16.4% |
| Q4 2025 | 84 | $21.9M | 20.88% | 0.14% | 0.16% | 17.0% |
| Q3 2025 | 83 | $22.4M | 20.31% | 0.14% | 0.06% | 16.6% |
| Q2 2025 | 81 | $22.7M | 19.96% | 0.26% | -0.05% | 17.3% |
| Q1 2025 | 82 | $23.3M | 19.40% | 0.00% | -0.28% | 17.2% |
| Q4 2024 | 81 | $23.6M | 19.28% | 0.15% | -0.25% | 17.3% |
| Q3 2024 | 82 | $22.9M | 19.94% | 0.00% | -0.25% | 18.2% |
| Q2 2024 | 81 | $22.8M | 20.02% | 0.00% | -0.33% | 18.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Essex County Teachers Federal Credit UnionCredit union Bloomfield, NJ | 63 out of 100, Moderate | $21.8M | 8.0% | 0.19% | vs |
| East Orange VA Hospital Federal Credit UnionCredit union East Orange, NJ | 64 out of 100, Moderate | $20.5M | 11.8% | 1.27% | vs |
| Mid-State Federal Credit UnionCredit union Carteret, NJ | 75 out of 100, Strong | $23.4M | 15.6% | 1.81% | vs |
| L'Oreal USA Federal Credit UnionCredit union Mountainside, NJ | 73 out of 100, Strong | $20.0M | 26.6% | 0.90% | vs |
| New Brunswick Postal Federal Credit UnionCredit union New Brunswick, NJ | 44 out of 100, Below average | $23.9M | 9.1% | 1.93% | vs |
| Hamilton Horizons Federal Credit UnionCredit union Hamilton, NJ | 28 out of 100, Low | $19.8M | 7.0% | 4.44% | vs |
Deposit insurance
Is my money safe at Monmouth County Postal Employees Credit Union?
Yes. Monmouth County Postal Employees Credit Union is a federally insured credit union (NCUA charter #61872). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.8% of shares and deposits ($651K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 20.64%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Monmouth County Postal Employees Credit Union lists 1 office in 1 city. Most locations:
- Red Bank, NJ (1)
Identity & history
Profile
- Legal name
- Monmouth County Postal Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61872
- RSSD ID
- 844697
- Primary regulator
- State + NCUA
- Established
- 1928
- Headquarters
- PO Box 518, Red Bank, NJ 07701
- Employees
- 3
Quick answers
Monmouth County Postal Employees Credit Union: common questions
Is Monmouth County Postal Employees Credit Union NCUA insured?
Yes. Monmouth County Postal Employees Credit Union is a federally insured credit union (NCUA charter #61872). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Monmouth County Postal Employees Credit Union's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Monmouth County Postal Employees Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Red Bank
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Atlantic Federal Credit UnionCredit union Eatontown, NJ | 86 out of 100, Very strong | $332.2M | 13.8% | 0.79% | vs |
| Merck Employees Federal Credit UnionCredit union Rahway, NJ | 86 out of 100, Very strong | $1.7B | 15.4% | 0.30% | vs |
| Linden NJ Police & Firemen Federal Credit UnionCredit union Linden, NJ | 86 out of 100, Very strong | $6.9M | 32.2% | 0.60% | vs |
| Rutgers Federal Credit UnionCredit union New Brunswick, NJ | 85 out of 100, Very strong | $77.4M | 12.6% | 0.39% | vs |
| Amboy BankBank Old Bridge, NJ | 80 out of 100, Strong | $3.1B | 12.2% | 0.30% | vs |
| B-M S Federal Credit UnionCredit union New Brunswick, NJ | 80 out of 100, Strong | $81.7M | 21.1% | 0.54% | vs |