Side-by-side · Q2 2026 data
First Bank & Trust vs Peoples Bank
Metric by metric
| Measure | First Bank & Trust | Peoples Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 69 |
| Capital cushion | 54 | 57 (stronger) |
| Loan quality | 86 (stronger) | 72 |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 58 (stronger) | 34 |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 58th | 53rd |
| Total assets | $4.8B | $1.3B |
| Deposits / shares | $4.2B | $1.0B |
| Capital ratio | 10.37% | 10.73% (stronger) |
| Problem loans | 0.42% (stronger) | 0.85% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.31% | 2.10% (stronger) |
| Loans ÷ deposits | 84.6% (stronger) | 102.0% |
| Uninsured deposits | 31.1% (stronger) | 37.1% |
| Offices | 22 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.9% | 11.1% |
First Bank & Trust has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Bank & Trust leads on 4 and Peoples Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.