Side-by-side · Q2 2026 data
First Bank & Trust vs Premier Bank
Metric by metric
| Measure | First Bank & Trust | Premier Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 60 |
| Capital cushion | 54 (stronger) | 45 |
| Loan quality | 86 (stronger) | 50 |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 58 (stronger) | 43 |
| Problem-loan coverage | 93 (stronger) | 77 |
| Peer percentile | 58th | 19th |
| Total assets | $4.8B | $826.5M |
| Deposits / shares | $4.2B | $671.7M |
| Capital ratio | 10.37% (stronger) | 9.55% |
| Problem loans | 0.42% (stronger) | 1.51% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.31% | 2.24% (stronger) |
| Loans ÷ deposits | 84.6% (stronger) | 105.1% |
| Uninsured deposits | 31.1% | 25.8% (stronger) |
| Offices | 22 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.9% | 15.7% |
First Bank & Trust has the higher TellerScore (70 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First Bank & Trust leads on 4 and Premier Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.