Side-by-side · Q2 2026 data
First Bank & Trust Co. vs Endurance Federal Credit Union
Metric by metric
| Measure | First Bank & Trust Co. | Endurance Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 83 (stronger) |
| Capital cushion | 99 (stronger) | 87 |
| Loan quality | 0 | 93 (stronger) |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 44 | 94 (stronger) |
| Problem-loan coverage | 51 | 98 (stronger) |
| Peer percentile | 20th | 83rd |
| Total assets | $952.1M | $196.5M |
| Deposits / shares | $802.1M | $168.5M |
| Capital ratio | 14.89% (stronger) | 13.69% |
| Problem loans | 5.22% | 0.21% (stronger) |
| Net charge-offs | 0.68% | 0.16% (stronger) |
| Return on assets | 2.20% (stronger) | 0.70% |
| Loans ÷ deposits | 87.4% | 66.4% (stronger) |
| Uninsured deposits | 40.7% | 4.4% (stronger) |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Endurance Federal Credit Union has the higher TellerScore (83 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Bank & Trust Co. leads on 2 and Endurance Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.