Side-by-side · Q2 2026 data
First Bank & Trust Company vs BancFirst
Metric by metric
| Measure | First Bank & Trust Company | BancFirst |
|---|---|---|
| TellerScore | 78 (stronger) | 71 |
| Capital cushion | 63 (stronger) | 56 |
| Loan quality | 76 (stronger) | 60 |
| Earnings | 89 | 90 (stronger) |
| Funding & liquidity | 85 (stronger) | 83 |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 72nd | 76th |
| Total assets | $255.2M | $12.8B |
| Deposits / shares | $229.3M | $11.2B |
| Capital ratio | 11.34% (stronger) | 10.63% |
| Problem loans | 0.73% (stronger) | 1.19% |
| Net charge-offs | 1.63% | 0.11% (stronger) |
| Return on assets | 1.73% | 1.75% (stronger) |
| Loans ÷ deposits | 65.1% | 63.8% (stronger) |
| Uninsured deposits | 23.8% (stronger) | 27.1% |
| Offices | 4 | 94 |
| CFPB complaints (3 yrs) | — | 55 |
| Complaints per $1B deposits | — | 4.9 |
| Mortgage denial rate (HMDA) | 10.9% | 10.2% |
First Bank & Trust Company has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First Bank & Trust Company leads on 4 and BancFirst on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.