Side-by-side · Q2 2026 data
First Bank & Trust Company vs Grant County Bank
Metric by metric
| Measure | First Bank & Trust Company | Grant County Bank |
|---|---|---|
| TellerScore | 78 | 81 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 76 | 96 (stronger) |
| Earnings | 89 (stronger) | 19 |
| Funding & liquidity | 85 | 85 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 72nd | 68th |
| Total assets | $255.2M | $58.4M |
| Deposits / shares | $229.3M | $49.2M |
| Capital ratio | 11.34% | 15.59% (stronger) |
| Problem loans | 0.73% | 0.12% (stronger) |
| Net charge-offs | 1.63% | 0.56% (stronger) |
| Return on assets | 1.73% (stronger) | -0.03% |
| Loans ÷ deposits | 65.1% | 20.9% (stronger) |
| Uninsured deposits | 23.8% (stronger) | 28.7% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | — |
Grant County Bank has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), First Bank & Trust Company leads on 2 and Grant County Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.