Grant County Bank is a state-chartered bank (fed member) headquartered in Medford, Oklahoma, in business for about 131 years. At the end of Q2 2026 it reported $58.4M in total assets and $49.2M in deposits, with 1 office.
Based on its Q2 2026 filing, Grant County Bank scores 81/100, which we describe as strong. That is higher than 68% of 546 banks with under $100 million in assets. Among 170 banks headquartered in Oklahoma, it ranks 39th. Its strongest component is capital cushion (100/100; 15.59%), and its lowest is earnings (19/100; -0.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (78 → 81), mostly because the loan quality component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 80 |
| Q4 2024 | 56 |
| Q1 2025 | 76 |
| Q2 2025 | 78 |
| Q3 2025 | 80 |
| Q4 2025 | 78 |
| Q1 2026 | 76 |
| Q2 2026 | 81 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.00% |
| Q3 2024 | 16.20% |
| Q4 2024 | 15.47% |
| Q1 2025 | 15.35% |
| Q2 2025 | 16.27% |
| Q3 2025 | 16.64% |
| Q4 2025 | 16.42% |
| Q1 2026 | 15.57% |
| Q2 2026 | 15.59% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.26% |
| Q3 2024 | 0.56% |
| Q4 2024 | 3.10% |
| Q1 2025 | 0.97% |
| Q2 2025 | 0.58% |
| Q3 2025 | 0.34% |
| Q4 2025 | 0.28% |
| Q1 2026 | 0.55% |
| Q2 2026 | 0.12% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.41% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.18% |
| Q1 2025 | 0.26% |
| Q2 2025 | 0.09% |
| Q3 2025 | 0.06% |
| Q4 2025 | -0.02% |
| Q1 2026 | -0.07% |
| Q2 2026 | -0.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $58.4M | 15.59% | 0.12% | -0.03% | 20.9% |
| Q1 2026 | 76 | $59.3M | 15.57% | 0.55% | -0.07% | 21.9% |
| Q4 2025 | 78 | $62.8M | 16.42% | 0.28% | -0.02% | 20.3% |
| Q3 2025 | 80 | $54.4M | 16.64% | 0.34% | 0.06% | 23.5% |
| Q2 2025 | 78 | $55.1M | 16.27% | 0.58% | 0.09% | 24.0% |
| Q1 2025 | 76 | $57.8M | 15.35% | 0.97% | 0.26% | 23.1% |
| Q4 2024 | 56 | $62.2M | 15.47% | 3.10% | 0.18% | 30.9% |
| Q3 2024 | 80 | $55.9M | 16.20% | 0.56% | 0.28% | 35.3% |
| Q2 2024 | 83 | $56.6M | 16.00% | 0.26% | 0.41% | 34.8% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Bank and Trust CompanyBank Clinton, OK | 96 out of 100, Very strong | $58.2M | 16.7% | 0.02% | vs |
| Farmers State Bank, Allen, OklahomaBank Allen, OK | 86 out of 100, Very strong | $57.2M | 13.5% | 0.61% | vs |
| Bank360Bank Cordell, OK | 42 out of 100, Below average | $61.0M | 9.4% | 3.97% | vs |
| The First Farmers National Bank of WaurikaBank Waurika, OK | 94 out of 100, Very strong | $55.5M | 19.3% | 0.00% | vs |
| The First State Bank of Pond Creek, OklahomaBank Pond Creek, OK | 83 out of 100, Strong | $55.5M | 12.8% | 0.32% | vs |
| First State BankBank Noble, OK | 67 out of 100, Moderate | $61.5M | 11.3% | 0.76% | vs |
Deposit insurance
Is my money safe at Grant County Bank?
Yes. Grant County Bank is an FDIC-insured institution (FDIC certificate #15778). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.7% of deposits ($14.1M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.59%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Grant County Bank lists 1 office in 1 city. Most locations:
- Medford, OK (1)
Identity & history
Profile
- Legal name
- Grant County Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 15778
- RSSD ID
- 361354
- Primary regulator
- FED
- Established
- January 1, 1895
- Headquarters
- 120 S Main St, Medford, OK 73759
- Website
- www.grantcobank.com
- Employees
- 8
Quick answers
Grant County Bank: common questions
Is Grant County Bank FDIC insured?
Yes. Grant County Bank is an FDIC-insured institution (FDIC certificate #15778). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Grant County Bank's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Grant County Bank ever failed?
There is no failure record for FDIC certificate #15778 in the FDIC failed bank list.
How many branches does Grant County Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Medford
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |
| Cowboy BankBank Kremlin, OK | 84 out of 100, Strong | $350.3M | 12.7% | 0.49% | vs |
| The First State Bank of Pond Creek, OklahomaBank Pond Creek, OK | 83 out of 100, Strong | $55.5M | 12.8% | 0.32% | vs |
| Impact BankBank Wellington, KS | 80 out of 100, Strong | $167.2M | 10.6% | 0.03% | vs |
| First Bank & Trust CompanyBank Perry, OK | 78 out of 100, Strong | $255.2M | 11.3% | 0.73% | vs |
| The Stock Exchange Bank, Caldwell, KansasBank Caldwell, KS | 60 out of 100, Moderate | $90.3M | 9.0% | 1.03% | vs |