Side-by-side · Q2 2026 data
First Bank & Trust Company vs Old Glory Bank
Metric by metric
| Measure | First Bank & Trust Company | Old Glory Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 21 |
| Capital cushion | 63 (stronger) | 0 |
| Loan quality | 76 (stronger) | 0 |
| Earnings | 89 (stronger) | 0 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 57 |
| Peer percentile | 72nd | 0th |
| Total assets | $255.2M | $276.8M |
| Deposits / shares | $229.3M | $268.7M |
| Capital ratio | 11.34% (stronger) | 2.69% |
| Problem loans | 0.73% (stronger) | 6.58% |
| Net charge-offs | 1.63% (stronger) | 2.03% |
| Return on assets | 1.73% (stronger) | -5.89% |
| Loans ÷ deposits | 65.1% | 8.5% (stronger) |
| Uninsured deposits | 23.8% | 8.6% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | — |
First Bank & Trust Company has the higher TellerScore (78 vs 21). On the 7 directional measures above (where higher or lower is clearly better), First Bank & Trust Company leads on 5 and Old Glory Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.