Headquartered in Elmore City, Oklahoma, Old Glory Bank is a state-chartered bank with $276.8M in total assets and $268.7M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1903.
Based on its Q2 2026 filing, Old Glory Bank scores 21/100, which we describe as low. That is higher than only 0% of 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 170th. Its strongest component is funding & liquidity (100/100; 9% loans-to-deposits, 9% uninsured), and its lowest is earnings (0/100; -5.89%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 25 points (46 → 21), mostly because the loan quality component weakened by 84 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 33 |
| Q3 2024 | 56 |
| Q4 2024 | 37 |
| Q1 2025 | 46 |
| Q2 2025 | 46 |
| Q3 2025 | 49 |
| Q4 2025 | 27 |
| Q1 2026 | 31 |
| Q2 2026 | 21 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 7.78% |
| Q3 2024 | 7.12% |
| Q4 2024 | 5.80% |
| Q1 2025 | 5.90% |
| Q2 2025 | 4.60% |
| Q3 2025 | 4.43% |
| Q4 2025 | 4.17% |
| Q1 2026 | 3.42% |
| Q2 2026 | 2.69% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 4.32% |
| Q3 2024 | 0.00% |
| Q4 2024 | 1.79% |
| Q1 2025 | 0.77% |
| Q2 2025 | 0.48% |
| Q3 2025 | 0.13% |
| Q4 2025 | 2.67% |
| Q1 2026 | 2.13% |
| Q2 2026 | 6.58% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -11.44% |
| Q3 2024 | -9.59% |
| Q4 2024 | -9.17% |
| Q1 2025 | -6.89% |
| Q2 2025 | -8.25% |
| Q3 2025 | -7.16% |
| Q4 2025 | -6.00% |
| Q1 2026 | -6.59% |
| Q2 2026 | -5.89% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 21 | $276.8M | 2.69% | 6.58% | -5.89% | 8.5% |
| Q1 2026 | 31 | $279.4M | 3.42% | 2.13% | -6.59% | 9.5% |
| Q4 2025 | 27 | $257.4M | 4.17% | 2.67% | -6.00% | 7.3% |
| Q3 2025 | 49 | $237.5M | 4.43% | 0.13% | -7.16% | 8.2% |
| Q2 2025 | 46 | $232.5M | 4.60% | 0.48% | -8.25% | 7.4% |
| Q1 2025 | 46 | $203.2M | 5.90% | 0.77% | -6.89% | 5.3% |
| Q4 2024 | 37 | $183.4M | 5.80% | 1.79% | -9.17% | 2.6% |
| Q3 2024 | 56 | $160.2M | 7.12% | 0.00% | -9.59% | 2.2% |
| Q2 2024 | 33 | $139.7M | 7.78% | 4.32% | -11.44% | 2.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Security State BankBank Cheyenne, OK | 77 out of 100, Strong | $279.5M | 10.7% | 0.67% | vs |
| The First National Bank and Trust Company of Broken ArrowBank Broken Arrow, OK | 89 out of 100, Very strong | $269.5M | 16.4% | 0.14% | vs |
| YnbBank Yukon, OK | 60 out of 100, Moderate | $261.4M | 8.5% | 0.39% | vs |
| The First National Bank & TrustBank Elk City, OK | 88 out of 100, Very strong | $294.0M | 13.1% | 0.56% | vs |
| McClain BankBank Purcell, OK | 76 out of 100, Strong | $294.0M | 9.5% | 0.28% | vs |
| First Bank & Trust CompanyBank Perry, OK | 78 out of 100, Strong | $255.2M | 11.3% | 0.73% | vs |
Deposit insurance
Is my money safe at Old Glory Bank?
Yes. Old Glory Bank is an FDIC-insured institution (FDIC certificate #18924). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 8.6% of deposits ($23.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 2.69%, below the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.57% (benchmark: 10%).
1 location
Branches
Old Glory Bank lists 1 office in 1 city. Most locations:
- Elmore City, OK (1)
Identity & history
Profile
- Legal name
- Old Glory Bank
- Former names
- First State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 18924
- RSSD ID
- 116554
- Primary regulator
- FDIC
- Holding company
- Old Glory Holding Co
- Established
- January 1, 1903
- Headquarters
- 206 S Main St, Elmore City, OK 73433
- Website
- www.oldglorybank.com
- Employees
- 83
Quick answers
Old Glory Bank: common questions
Is Old Glory Bank FDIC insured?
Yes. Old Glory Bank is an FDIC-insured institution (FDIC certificate #18924). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Old Glory Bank's TellerScore?
21 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Old Glory Bank ever failed?
There is no failure record for FDIC certificate #18924 in the FDIC failed bank list.
How many branches does Old Glory Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Elmore City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The State Bank of WynnewoodBank Wynnewood, OK | 97 out of 100, Very strong | $111.4M | 15.6% | 0.00% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| American Exchange Bank, Lindsay, OklahomaBank Lindsay, OK | 88 out of 100, Very strong | $97.4M | 11.8% | 0.00% | vs |
| First National Bank and Trust Company of ArdmoreBank Ardmore, OK | 79 out of 100, Strong | $686.7M | 10.1% | 0.03% | vs |
| Farmers and Merchants BankBank Maysville, OK | 71 out of 100, Strong | $22.0M | 10.9% | 1.61% | vs |
| First Bank & Trust Co.Bank Duncan, OK | 61 out of 100, Moderate | $952.1M | 14.9% | 5.22% | vs |