Side-by-side · Q2 2026 data
First Bank and Trust Company vs Grant County Bank
Metric by metric
| Measure | First Bank and Trust Company | Grant County Bank |
|---|---|---|
| TellerScore | 96 (stronger) | 81 |
| Capital cushion | 100 | 100 |
| Loan quality | 99 (stronger) | 96 |
| Earnings | 93 (stronger) | 19 |
| Funding & liquidity | 81 | 85 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 97th | 68th |
| Total assets | $58.2M | $58.4M |
| Deposits / shares | $47.1M | $49.2M |
| Capital ratio | 16.68% (stronger) | 15.59% |
| Problem loans | 0.02% (stronger) | 0.12% |
| Net charge-offs | 0.00% (stronger) | 0.56% |
| Return on assets | 1.83% (stronger) | -0.03% |
| Loans ÷ deposits | 44.5% | 20.9% (stronger) |
| Uninsured deposits | 32.5% | 28.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank and Trust Company has the higher TellerScore (96 vs 81). On the 7 directional measures above (where higher or lower is clearly better), First Bank and Trust Company leads on 5 and Grant County Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.