Side-by-side · Q2 2026 data
First Bank and Trust Company vs Lakeside Bank of Salina
Metric by metric
| Measure | First Bank and Trust Company | Lakeside Bank of Salina |
|---|---|---|
| TellerScore | 96 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 99 (stronger) | 0 |
| Earnings | 93 | 99 (stronger) |
| Funding & liquidity | 81 (stronger) | 76 |
| Problem-loan coverage | 100 (stronger) | 61 |
| Peer percentile | 97th | 15th |
| Total assets | $58.2M | $54.6M |
| Deposits / shares | $47.1M | $47.8M |
| Capital ratio | 16.68% (stronger) | 11.24% |
| Problem loans | 0.02% (stronger) | 3.32% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 1.83% | 1.97% (stronger) |
| Loans ÷ deposits | 44.5% (stronger) | 84.2% |
| Uninsured deposits | 32.5% | 12.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank and Trust Company has the higher TellerScore (96 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First Bank and Trust Company leads on 5 and Lakeside Bank of Salina on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.