Headquartered in Salina, Oklahoma, Lakeside Bank of Salina is a state-chartered bank (fed member) with $54.6M in total assets and $47.8M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1973.
Lakeside Bank of Salina has a TellerScore of 56 out of 100 (moderate) based on Q2 2026 data — higher than only 15% of its 546 banks with under $100 million in assets. Among 170 banks headquartered in Oklahoma, it ranks 136th. Earnings contributes the most (99/100, 1.97%); loan quality contributes the least (0/100, 3.32%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (59 → 56), mostly because the capital cushion component weakened by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 56 |
| Q3 2024 | 58 |
| Q4 2024 | 61 |
| Q1 2025 | 62 |
| Q2 2025 | 59 |
| Q3 2025 | 59 |
| Q4 2025 | 54 |
| Q1 2026 | 54 |
| Q2 2026 | 56 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.85% |
| Q3 2024 | 12.37% |
| Q4 2024 | 11.28% |
| Q1 2025 | 11.91% |
| Q2 2025 | 12.09% |
| Q3 2025 | 12.20% |
| Q4 2025 | 10.75% |
| Q1 2026 | 10.77% |
| Q2 2026 | 11.24% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 4.56% |
| Q3 2024 | 3.91% |
| Q4 2024 | 2.36% |
| Q1 2025 | 2.66% |
| Q2 2025 | 3.88% |
| Q3 2025 | 3.98% |
| Q4 2025 | 4.56% |
| Q1 2026 | 3.97% |
| Q2 2026 | 3.32% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.70% |
| Q3 2024 | 1.73% |
| Q4 2024 | 1.69% |
| Q1 2025 | 2.41% |
| Q2 2025 | 2.23% |
| Q3 2025 | 2.12% |
| Q4 2025 | 2.17% |
| Q1 2026 | 1.80% |
| Q2 2026 | 1.97% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 56 | $54.6M | 11.24% | 3.32% | 1.97% | 84.2% |
| Q1 2026 | 54 | $56.2M | 10.77% | 3.97% | 1.80% | 77.2% |
| Q4 2025 | 54 | $52.9M | 10.75% | 4.56% | 2.17% | 82.4% |
| Q3 2025 | 59 | $53.9M | 12.20% | 3.98% | 2.12% | 81.3% |
| Q2 2025 | 59 | $52.9M | 12.09% | 3.88% | 2.23% | 81.4% |
| Q1 2025 | 62 | $48.5M | 11.91% | 2.66% | 2.41% | 85.5% |
| Q4 2024 | 61 | $49.3M | 11.28% | 2.36% | 1.69% | 81.6% |
| Q3 2024 | 58 | $50.1M | 12.37% | 3.91% | 1.73% | 81.8% |
| Q2 2024 | 56 | $52.7M | 11.85% | 4.56% | 1.70% | 77.1% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First State Bank of Pond Creek, OklahomaBank Pond Creek, OK | 83 out of 100, Strong | $55.5M | 12.8% | 0.32% | vs |
| The First Farmers National Bank of WaurikaBank Waurika, OK | 94 out of 100, Very strong | $55.5M | 19.3% | 0.00% | vs |
| Farmers State Bank, Allen, OklahomaBank Allen, OK | 86 out of 100, Very strong | $57.2M | 13.5% | 0.61% | vs |
| First Bank and Trust CompanyBank Clinton, OK | 96 out of 100, Very strong | $58.2M | 16.7% | 0.02% | vs |
| Grant County BankBank Medford, OK | 81 out of 100, Strong | $58.4M | 15.6% | 0.12% | vs |
| Bank360Bank Cordell, OK | 42 out of 100, Below average | $61.0M | 9.4% | 3.97% | vs |
Deposit insurance
Is my money safe at Lakeside Bank of Salina?
Yes. Lakeside Bank of Salina is an FDIC-insured institution (FDIC certificate #21255). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 12.4% of deposits ($5.9M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.24%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Lakeside Bank of Salina lists 1 office in 1 city. Most locations:
- Salina, OK (1)
Identity & history
Profile
- Legal name
- Lakeside Bank of Salina
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 21255
- RSSD ID
- 391557
- Primary regulator
- FED
- Holding company
- First Pryor Bcorp Inc
- Established
- October 9, 1973
- Headquarters
- 103 W Ferry St, Salina, OK 74365
- Website
- lakesidebankofsalina.com
- Employees
- 15
Quick answers
Lakeside Bank of Salina: common questions
Is Lakeside Bank of Salina FDIC insured?
Yes. Lakeside Bank of Salina is an FDIC-insured institution (FDIC certificate #21255). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Lakeside Bank of Salina's TellerScore?
56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Lakeside Bank of Salina ever failed?
There is no failure record for FDIC certificate #21255 in the FDIC failed bank list.
How many branches does Lakeside Bank of Salina have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Salina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First BankBank Erick, OK | 93 out of 100, Very strong | $118.0M | 14.2% | 0.27% | vs |
| Bank of CommerceBank Chelsea, OK | 82 out of 100, Strong | $203.2M | 12.8% | 0.78% | vs |
| Grand Savings BankBank Grove, OK | 80 out of 100, Strong | $1.0B | 12.0% | 0.63% | vs |
| Welch State Bank of Welch, Okla.Bank Welch, OK | 76 out of 100, Strong | $449.8M | 10.2% | 0.36% | vs |
| All Capital BankBank Locust Grove, OK | 73 out of 100, Strong | $176.1M | 9.5% | 0.30% | vs |
| Ttcu Federal Credit UnionCredit union Tulsa, OK | 73 out of 100, Strong | $2.7B | 13.4% | 1.49% | vs |