Side-by-side · Q2 2026 data
First Bank and Trust Company of Illinois vs Earthmover Credit Union
Metric by metric
| Measure | First Bank and Trust Company of Illinois | Earthmover Credit Union |
|---|---|---|
| TellerScore | 61 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 75 (stronger) |
| Earnings | 77 (stronger) | 72 |
| Funding & liquidity | 72 | 92 (stronger) |
| Problem-loan coverage | 45 | 96 (stronger) |
| Peer percentile | 20th | 91st |
| Total assets | $228.6M | $471.7M |
| Deposits / shares | $189.5M | $385.6M |
| Capital ratio | 15.91% | 19.34% (stronger) |
| Problem loans | 8.37% | 0.75% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.34% |
| Return on assets | 1.43% (stronger) | 1.30% |
| Loans ÷ deposits | 67.2% (stronger) | 68.1% |
| Uninsured deposits | 34.3% | 0.0% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Earthmover Credit Union has the higher TellerScore (87 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Bank and Trust Company of Illinois leads on 3 and Earthmover Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.