Side-by-side · Q2 2026 data
First Bank and Trust of Fullerton vs Bank of Clarks
Metric by metric
| Measure | First Bank and Trust of Fullerton | Bank of Clarks |
|---|---|---|
| TellerScore | 87 (stronger) | 37 |
| Capital cushion | 92 (stronger) | 48 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 62 (stronger) | 31 |
| Funding & liquidity | 79 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 56 |
| Peer percentile | 91st | 3rd |
| Total assets | $108.3M | $58.5M |
| Deposits / shares | $83.9M | $49.2M |
| Capital ratio | 14.20% (stronger) | 9.79% |
| Problem loans | 0.00% (stronger) | 3.20% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.06% (stronger) | 0.29% |
| Loans ÷ deposits | 81.7% (stronger) | 88.8% |
| Uninsured deposits | 13.8% | 13.5% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank and Trust of Fullerton has the higher TellerScore (87 vs 37). On the 7 directional measures above (where higher or lower is clearly better), First Bank and Trust of Fullerton leads on 6 and Bank of Clarks on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.