The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 3 points (84 → 87), mostly because the capital cushion component improved by 5 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Nebraska

Yes. First Bank and Trust of Fullerton is an FDIC-insured institution (FDIC certificate #5405). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 13.8% of deposits ($11.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.20%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

First Bank and Trust of Fullerton lists 2 offices in 2 cities. Most locations:

• Fullerton, NE (1)
• Saint Edward, NE (1)

All branch addresses and map

Legal name

First Bank and Trust of Fullerton

Former names

First National Bank and Trust of Fullerton; The First National Bank of Fullerton

Type

State-chartered bank (Fed member)

FDIC certificate #

5405

RSSD ID

266655

Primary regulator

FED

Holding company

First National Holding Co Inc

Established

October 1, 1881

Headquarters

230 Broadway St, Fullerton, NE 68638

Website

www.fbtfullerton.com

Employees

12