Side-by-side · Q2 2026 data
First Bank and Trust of Fullerton vs Pinnacle Bank
Metric by metric
| Measure | First Bank and Trust of Fullerton | Pinnacle Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 74 |
| Capital cushion | 92 (stronger) | 49 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 62 | 79 (stronger) |
| Funding & liquidity | 79 (stronger) | 60 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 91st | 74th |
| Total assets | $108.3M | $9.2B |
| Deposits / shares | $83.9M | $8.1B |
| Capital ratio | 14.20% (stronger) | 9.92% |
| Problem loans | 0.00% (stronger) | 0.07% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.06% | 1.49% (stronger) |
| Loans ÷ deposits | 81.7% (stronger) | 83.0% |
| Uninsured deposits | 13.8% (stronger) | 30.9% |
| Offices | 2 | 64 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
First Bank and Trust of Fullerton has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Bank and Trust of Fullerton leads on 6 and Pinnacle Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.