Side-by-side · Q2 2026 data
First Bank vs Academy Bank, National Association
Metric by metric
| Measure | First Bank | Academy Bank, National Association |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 47 | 93 (stronger) |
| Loan quality | 91 (stronger) | 65 |
| Earnings | 46 | 62 (stronger) |
| Funding & liquidity | 72 (stronger) | 49 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 40th | 70th |
| Total assets | $6.7B | $3.2B |
| Deposits / shares | $5.8B | $2.7B |
| Capital ratio | 9.67% | 14.35% (stronger) |
| Problem loans | 0.27% (stronger) | 1.05% |
| Net charge-offs | 0.17% (stronger) | 0.29% |
| Return on assets | 0.66% | 1.05% (stronger) |
| Loans ÷ deposits | 72.3% (stronger) | 91.7% |
| Uninsured deposits | 29.6% (stronger) | 32.5% |
| Offices | 74 | 80 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.1% | 8.2% |
Academy Bank, National Association has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 4 and Academy Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.