Side-by-side · Q2 2026 data
First Bank vs First State Community Bank
Metric by metric
| Measure | First Bank | First State Community Bank |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 47 | 67 (stronger) |
| Loan quality | 91 (stronger) | 64 |
| Earnings | 46 | 93 (stronger) |
| Funding & liquidity | 72 (stronger) | 61 |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 40th | 70th |
| Total assets | $6.7B | $4.5B |
| Deposits / shares | $5.8B | $3.8B |
| Capital ratio | 9.67% | 11.68% (stronger) |
| Problem loans | 0.27% (stronger) | 1.07% |
| Net charge-offs | 0.17% | 0.12% (stronger) |
| Return on assets | 0.66% | 1.82% (stronger) |
| Loans ÷ deposits | 72.3% (stronger) | 90.4% |
| Uninsured deposits | 29.6% | 23.0% (stronger) |
| Offices | 74 | 48 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.1% | 15.4% |
First State Community Bank has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 2 and First State Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.