Side-by-side · Q2 2026 data
First Bank vs Fort Bragg Federal Credit Union
Credit union
Fort Bragg Federal Credit Union
Fayetteville, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | First Bank | Fort Bragg Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 86 (stronger) |
| Capital cushion | 65 | 78 (stronger) |
| Loan quality | 84 (stronger) | 80 |
| Earnings | 83 | 92 (stronger) |
| Funding & liquidity | 51 | 96 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 87th | 89th |
| Total assets | $13.0B | $689.6M |
| Deposits / shares | $11.1B | $597.6M |
| Capital ratio | 11.50% | 12.81% (stronger) |
| Problem loans | 0.49% (stronger) | 0.61% |
| Net charge-offs | 0.05% (stronger) | 0.44% |
| Return on assets | 1.56% | 1.81% (stronger) |
| Loans ÷ deposits | 80.0% | 64.5% (stronger) |
| Uninsured deposits | 41.0% | 9.0% (stronger) |
| Offices | 111 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.3% | — |
Fort Bragg Federal Credit Union has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 2 and Fort Bragg Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.