TellerScore

Fort Bragg Federal Credit Union is a federal credit union headquartered in Fayetteville, North Carolina, in business for about 66 years. At the end of Q2 2026 it reported $689.6M in total assets and $597.6M in member shares and deposits, with 4 offices.

Fort Bragg Federal Credit Union has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 89% of its 1,341 credit unions with $100 million – $1 billion. Among 57 credit unions headquartered in North Carolina, it ranks 5th. Funding & liquidity contributes the most (96/100, 65% loans-to-deposits, 9% uninsured); capital cushion contributes the least (78/100, 12.81%).

TellerScore · Q2 2026

Scorecard

Capital cushion78/100
Net worth ratio: 12.81%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.61%
Earnings92/100
Return on assets (annualized): 1.81%
Funding & liquidity96/100
Loans ÷ shares: 64.5% · 9.0% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.73%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (75 → 86), mostly because the earnings component improved by 32 points.

TellerScore
717986Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202475
Q4 202471
Q1 202574
Q2 202575
Q3 202576
Q4 202577
Q1 202684
Q2 202686
Net worth ratio
7.00%9.90%12.81%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.11%
Q3 202412.34%
Q4 202411.79%
Q1 202511.85%
Q2 202512.04%
Q3 202512.27%
Q4 202512.33%
Q1 202612.45%
Q2 202612.81%
Delinquent loans (60+ days)
0.55%0.68%0.80%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.64%
Q3 20240.75%
Q4 20240.80%
Q1 20250.56%
Q2 20250.63%
Q3 20250.72%
Q4 20250.63%
Q1 20260.55%
Q2 20260.61%
Return on assets
0.90%1.35%1.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.20%
Q3 20241.21%
Q4 20240.92%
Q1 20250.90%
Q2 20250.99%
Q3 20251.07%
Q4 20251.01%
Q1 20261.69%
Q2 20261.81%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$689.6M12.81%0.61%1.81%64.5%
Q1 202684$682.8M12.45%0.55%1.69%65.6%
Q4 202577$665.8M12.33%0.63%1.01%67.3%
Q3 202576$663.9M12.27%0.72%1.07%70.0%
Q2 202575$659.8M12.04%0.63%0.99%72.9%
Q1 202574$655.1M11.85%0.56%0.90%75.3%
Q4 202471$645.7M11.79%0.80%0.92%78.0%
Q3 202475$620.6M12.34%0.75%1.21%81.2%
Q2 202475$616.3M12.11%0.64%1.20%83.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.81%
68th
Problem loans0.61%
55th
Net charge-offs0.44%
41st
Return on assets1.81%
95th
Loans to deposits64.5%
71st
Uninsured deposits9.0%
22nd
Loan-loss reserves0.00%
50th
Texas ratio2.7%
66th

Similar-size credit unions in North Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Champion Credit UnionCredit union Canton, NC74 out of 100, Strong$551.9M12.2%0.24%vs
Carolinas Telco Federal Credit UnionCredit union Charlotte, NC79 out of 100, Strong$506.3M15.1%0.91%vs
Members Credit UnionCredit union Winston Salem, NC85 out of 100, Very strong$477.1M14.8%0.82%vs
Telco Community Credit UnionCredit union Candler, NC76 out of 100, Strong$429.3M12.4%1.23%vs
Mountain Credit UnionCredit union Waynesville, NC70 out of 100, Strong$372.4M11.2%0.67%vs
Summit Credit UnionCredit union Greensboro, NC82 out of 100, Strong$368.8M15.4%0.71%vs

Deposit insurance

Is my money safe at Fort Bragg Federal Credit Union?

Yes. Fort Bragg Federal Credit Union is a federally insured credit union (NCUA charter #13690). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.0% of shares and deposits ($53.5M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Fort Bragg Federal Credit Union lists 4 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Fort Bragg Federal Credit Union
Type
Federal credit union
NCUA charter #
13690
RSSD ID
151489
Primary regulator
NCUA
Established
1960
Headquarters
1638 Skibo Rd, Fayetteville, NC 28303
Employees
65

Quick answers

Fort Bragg Federal Credit Union: common questions

Is Fort Bragg Federal Credit Union NCUA insured?

Yes. Fort Bragg Federal Credit Union is a federally insured credit union (NCUA charter #13690). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Fort Bragg Federal Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Fort Bragg Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Fayetteville

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Members Credit UnionCredit union Winston Salem, NC85 out of 100, Very strong$477.1M14.8%0.82%vs
The Fidelity BankBank Fuquay Varina, NC78 out of 100, Strong$4.7B11.5%0.42%vs
Lumbee Guaranty BankBank Pembroke, NC74 out of 100, Strong$583.5M10.7%0.37%vs
First BankBank Southern Pines, NC74 out of 100, Strong$13.0B11.5%0.49%vs
United BankBank Fairfax, VA74 out of 100, Strong$33.6B11.6%0.44%vs