Side-by-side · Q2 2026 data
First Bank vs Martinsville First Savings Bank
Metric by metric
| Measure | First Bank | Martinsville First Savings Bank |
|---|---|---|
| TellerScore | 74 | 80 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 83 (stronger) | 37 |
| Funding & liquidity | 51 | 87 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 87th | 66th |
| Total assets | $13.0B | $32.1M |
| Deposits / shares | $11.1B | $24.8M |
| Capital ratio | 11.50% | 20.46% (stronger) |
| Problem loans | 0.49% (stronger) | 0.65% |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 1.56% (stronger) | 0.41% |
| Loans ÷ deposits | 80.0% | 72.9% (stronger) |
| Uninsured deposits | 41.0% | 4.8% (stronger) |
| Offices | 111 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.3% | — |
Martinsville First Savings Bank has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 2 and Martinsville First Savings Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.