Side-by-side · Q2 2026 data
First Bank vs Union Federal Credit Union
Metric by metric
| Measure | First Bank | Union Federal Credit Union |
|---|---|---|
| TellerScore | 45 | 80 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 62 (stronger) | 0 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 18 | 100 (stronger) |
| Peer percentile | 4th | 65th |
| Total assets | $162.4M | $611K |
| Deposits / shares | $124.3M | $474K |
| Capital ratio | 12.41% | 21.22% (stronger) |
| Problem loans | 7.82% | 0.00% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 1.06% (stronger) | -3.96% |
| Loans ÷ deposits | 90.3% | 30.7% (stronger) |
| Uninsured deposits | 24.6% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union Federal Credit Union has the higher TellerScore (80 vs 45). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 2 and Union Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.