Side-by-side · Q2 2026 data
First Bank vs American National Bank & Trust
Metric by metric
| Measure | First Bank | American National Bank & Trust |
|---|---|---|
| TellerScore | 81 (stronger) | 61 |
| Capital cushion | 89 (stronger) | 52 |
| Loan quality | 73 (stronger) | 71 |
| Earnings | 96 (stronger) | 59 |
| Funding & liquidity | 52 (stronger) | 48 |
| Problem-loan coverage | 88 (stronger) | 86 |
| Peer percentile | 80th | 24th |
| Total assets | $703.6M | $2.5B |
| Deposits / shares | $603.4M | $2.2B |
| Capital ratio | 13.87% (stronger) | 10.18% |
| Problem loans | 0.80% (stronger) | 0.88% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.89% (stronger) | 0.99% |
| Loans ÷ deposits | 94.5% | 84.8% (stronger) |
| Uninsured deposits | 27.3% (stronger) | 39.3% |
| Offices | 7 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 4.4% |
First Bank has the higher TellerScore (81 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 5 and American National Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wichita Falls, TX
- Iowa Park, TX