The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 5 points (76 → 81), mostly because the loan quality component improved by 7 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Texas

Yes. First Bank is an FDIC-insured institution (FDIC certificate #3121). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 27.3% of deposits ($164.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.87%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.66% (benchmark: 10%).

Check how much of your own balance is covered

First Bank lists 7 offices in 5 cities. Most locations:

• Wichita Falls, TX (3)
• Aledo, TX (1)
• Burkburnett, TX (1)
• Frisco, TX (1)
• Iowa Park, TX (1)

All branch addresses and map

In 2025, First Bank reported 782 home-loan applications under HMDA (LEI 549300LO3MP4RAI32X70): 620 originated ($241,480,000 total), 15 denied, and 20 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First Bank

Former names

First National Bank in Burkburnett

Type

State-chartered bank

FDIC certificate #

3121

RSSD ID

239659

Primary regulator

FDIC

Holding company

First Burkburnett Bancshares

Established

January 1, 1907

Headquarters

300 E 3rd St, Burkburnett, TX 76354

Website

www.firstbankweb.com

Employees

152