Side-by-side · Q2 2026 data
First Bank vs First State Bank of Livingston
Metric by metric
| Measure | First Bank | First State Bank of Livingston |
|---|---|---|
| TellerScore | 81 (stronger) | 71 |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 73 (stronger) | 36 |
| Earnings | 96 (stronger) | 62 |
| Funding & liquidity | 52 | 73 (stronger) |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 80th | 47th |
| Total assets | $703.6M | $689.3M |
| Deposits / shares | $603.4M | $595.5M |
| Capital ratio | 13.87% | 15.52% (stronger) |
| Problem loans | 0.80% (stronger) | 1.93% |
| Net charge-offs | 0.05% | 0.04% (stronger) |
| Return on assets | 1.89% (stronger) | 1.05% |
| Loans ÷ deposits | 94.5% | 35.9% (stronger) |
| Uninsured deposits | 27.3% (stronger) | 40.0% |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 30.9% |
First Bank has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 4 and First State Bank of Livingston on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.