Side-by-side · Q2 2026 data
First Bank vs Frazer Bank
Metric by metric
| Measure | First Bank | Frazer Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 77 |
| Capital cushion | 89 (stronger) | 62 |
| Loan quality | 73 | 100 (stronger) |
| Earnings | 96 (stronger) | 41 |
| Funding & liquidity | 52 | 99 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 80th | 68th |
| Total assets | $703.6M | $354.3M |
| Deposits / shares | $603.4M | $317.1M |
| Capital ratio | 13.87% (stronger) | 11.21% |
| Problem loans | 0.80% | 0.00% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.89% (stronger) | 0.51% |
| Loans ÷ deposits | 94.5% | 60.9% (stronger) |
| Uninsured deposits | 27.3% | 9.0% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
First Bank has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 3 and Frazer Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.