Side-by-side · Q2 2026 data
First Bank vs Pilgrim Bank
Metric by metric
| Measure | First Bank | Pilgrim Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 68 |
| Capital cushion | 89 (stronger) | 52 |
| Loan quality | 73 | 95 (stronger) |
| Earnings | 96 (stronger) | 43 |
| Funding & liquidity | 52 | 68 (stronger) |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 80th | 37th |
| Total assets | $703.6M | $714.6M |
| Deposits / shares | $603.4M | $578.4M |
| Capital ratio | 13.87% (stronger) | 10.21% |
| Problem loans | 0.80% | 0.15% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.89% (stronger) | 0.58% |
| Loans ÷ deposits | 94.5% | 79.7% (stronger) |
| Uninsured deposits | 27.3% | 26.2% (stronger) |
| Offices | 7 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 11.2% |
First Bank has the higher TellerScore (81 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 3 and Pilgrim Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wichita Falls, TX
- Iowa Park, TX