Side-by-side · Q2 2026 data
First Bank vs Postel Family Credit Union
Metric by metric
| Measure | First Bank | Postel Family Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 71 |
| Capital cushion | 89 (stronger) | 61 |
| Loan quality | 73 | 89 (stronger) |
| Earnings | 96 (stronger) | 29 |
| Funding & liquidity | 52 | 100 (stronger) |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 80th | 42nd |
| Total assets | $703.6M | $85.2M |
| Deposits / shares | $603.4M | $74.9M |
| Capital ratio | 13.87% (stronger) | 11.05% |
| Problem loans | 0.80% | 0.33% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.55% |
| Return on assets | 1.89% (stronger) | 0.23% |
| Loans ÷ deposits | 94.5% | 52.9% (stronger) |
| Uninsured deposits | 27.3% | 2.1% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
First Bank has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 4 and Postel Family Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.