TellerScore

Side-by-side · Q2 2026 data

First Bank vs Muskogee Federal Credit Union

Bank

First Bank

Erick, Oklahoma · $100 million – $1 billion

93of 100
Very strong

Credit union

Muskogee Federal Credit Union

Muskogee, Oklahoma · $100 million – $1 billion

87of 100
Very strong

Metric by metric

MeasureFirst BankMuskogee Federal Credit Union
TellerScore93 (stronger)87
Capital cushion92 (stronger)78
Loan quality91 (stronger)81
Earnings100 (stronger)94
Funding & liquidity83100 (stronger)
Problem-loan coverage98 (stronger)96
Peer percentile98th91st
Total assets$118.0M$112.0M
Deposits / shares$100.1M$98.9M
Capital ratio14.16% (stronger)12.75%
Problem loans0.27% (stronger)0.58%
Net charge-offs0.01% (stronger)0.13%
Return on assets2.88% (stronger)1.84%
Loans ÷ deposits64.6%37.9% (stronger)
Uninsured deposits26.1%0.9% (stronger)
Offices42
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

First Bank has the higher TellerScore (93 vs 87). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 5 and Muskogee Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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