Side-by-side · Q2 2026 data
First Bank vs Cedar Falls Community Credit Union
Metric by metric
| Measure | First Bank | Cedar Falls Community Credit Union |
|---|---|---|
| TellerScore | 78 | 80 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 82 (stronger) | 74 |
| Earnings | 81 (stronger) | 68 |
| Funding & liquidity | 60 | 61 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 72nd | 78th |
| Total assets | $739.9M | $251.7M |
| Deposits / shares | $619.8M | $209.6M |
| Capital ratio | 12.72% | 15.87% (stronger) |
| Problem loans | 0.54% (stronger) | 0.78% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 1.54% (stronger) | 1.20% |
| Loans ÷ deposits | 90.0% (stronger) | 99.2% |
| Uninsured deposits | 24.4% | 12.6% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 5.1% |
Cedar Falls Community Credit Union has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 4 and Cedar Falls Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.